Inner ring: categories. Outer ring: each line inside them. Hover or tap a slice.
Every pound you take home gets a job: spending, saving or investing. Edit any line and the wheel, the future projections and the health checks update as you type.
Log what you actually spend each day. Bills live in Home, so your daily allowance is worked out from Everyday living and Lifestyle.
Inner ring: categories. Outer ring: each line inside them. Hover or tap a slice.
Track what you owe on each credit card, loan and mortgage. Log every payment and the balance drops straight away.
Assumes you keep today's plan: spending rises with inflation, pay rises each year, and savings and investments keep their monthly amounts.
| Category | Now | Then |
|---|
| Pot | Goal reached | Value |
|---|
| Pot | / month | Value |
|---|
The 50/30/20 rule of thumb, your emergency cushion, and how much of this tax year's ISA allowance you'd use.
Saves your budget to your own Cloudflare storage after every change, so it survives clearing your browser and opens on any device. It's encrypted with your sync code before it leaves this device, so keep the code somewhere safe: without it the data can't be unlocked.
Cloud sync runs in your installed Money Map app at your Cloudflare address. It isn't available inside Claude.
Already using sync on another device? Enter its code:
Your figures live in this browser only. Clearing browser data or switching phones will lose them, so copy a backup now and then and keep it somewhere safe, like your notes app or an email to yourself.
Projections assume steady rates with monthly compounding and are illustrations, not financial advice. Real returns vary and investments can fall in value. Pension and Lifetime ISA lines add the 25% government top-up (basic-rate relief and LISA bonus). ISA limit shown is £20,000 a year, of which up to £4,000 can go into a Lifetime ISA. Your figures are saved in this browser only.